Social Inclusion and Financial Inclusion

Currently there is a lot of discussion going on about "Financial Inclusion", all the governments and other international organizations are sincerely attempting to do something about it. In general, the poor prefer social inclusion more than financial inclusion. This is evident from the fact that in many villages in India, still have the local punishment for certain crimes is through social exclusion.

Indian government has been trying to tackle this problem through reservations both in education and jobs. Private organizations do attack this social inclusion problem through promoting financial inclusion. Clearly, financial inclusion is the first step in this direction but this alone can't end the social exclusion issue. Better education, freedom to pursue own interests may end this social evil. Most importantly, this problem can't be solved through reservations. First of all, government should not disturb this natural process. Otherwise the problem could further be worsened.